FleetOne Fleet.
One Policy.
Every Mile Covered.
Box trucks, sprinter vans, eighteen-wheelers, executive sedans — wrapped in a single policy engineered down to the per-mile cost. One renewal date. One claims contact. Every state filed.
Spec Sheet by
Vehicle Class
Every class runs its own risk profile. Select a vehicle type to review the complete coverage module — limits, deductibles, and endorsement options as-filed.
| Coverage Module | Limit | |||
|---|---|---|---|---|
| Primary Liability | $1M – $5M CSL | $2,500 – $10,000 | FMCSA MCS-90 endorsement included | ▼ |
| Physical Damage | ACV or Stated Value | $1,000 – $5,000 | Comprehensive + collision, OEM parts | ▼ |
| Cargo (Dry Van) | Up to $250,000 | $1,500 | Reefer breakdown rider available | ▼ |
| Bobtail / Non-Trucking | $1M | $1,000 | Covers tractor off-dispatch | ▼ |
| Trailer Interchange | Up to $100,000 | $2,500 | Required for drop-and-hook lanes | ▼ |
Dry, Reefer, Flatbed, Tanker, Hazmat (Class 1–9)
Local (0–50mi) / Regional (51–300mi) / Long-Haul (300mi+)
USDOT Class 7–8 (26,001 lbs GVW and above)
Per-Mile Pricing,
Engineered Down.
Fleet consolidation reduces your per-vehicle overhead by 22–41% versus individual carrier policies. Every mile is accounted for.
vs. multi-carrier patchwork policies at renewal
Owner-Operator
5–15 units- ▸Single renewal date
- ▸One claims contact
- ▸State filings handled
- ▸Monthly reporting
Regional Fleet
16–50 units- ▸All Owner-Operator features
- ▸Dedicated account manager
- ▸Per-vehicle telematics discount
- ▸Loss-run analysis quarterly
- ▸Multi-state compliance matrix
Enterprise
51–150+ units- ▸All Regional features
- ▸Custom program engineering
- ▸Captive / self-insured options
- ▸Annual actuarial review
- ▸C-suite renewal briefing
Every State.
Every Filing.
| State | Min Liability | Status | |
|---|---|---|---|
| TX | $500K CSL | ●compliant | ▼ |
| CA | $750K CSL | ●review | ▼ |
| FL | $500K CSL | ●compliant | ▼ |
| NY | $1M CSL | ●review | ▼ |
| IL | $500K CSL | ●compliant | ▼ |
| OH | $500K CSL | ●compliant | ▼ |
| GA | $500K CSL | ●compliant | ▼ |
| PA | $500K CSL | ●compliant | ▼ |
| WA | $750K CSL | ●review | ▼ |
| AZ | $500K CSL | ●compliant | ▼ |
| CO | $500K CSL | ●compliant | ▼ |
| TN | $500K CSL | ●pending | ▼ |
14-state dry van corridor
HighMetro last-mile + long-haul hybrid
MediumOwner-operator scaling 5→18 trucks
LowRun a Quick
Fleet Audit
Answer three questions. Get an instant read on your coverage gaps, per-mile rate estimate, and potential savings — before any sales call.
Complete the diagnostic to see your per-mile rate estimate, coverage gaps, and projected savings.
Download the
Fleet Coverage Matrix
A genuine reference document — not a brochure. Every number is current, every state is filed, every vehicle class is covered. Used by logistics coordinators managing 40+ vehicles across state lines.
Get the Matrix
Enter your business email and fleet size. The PDF lands in your inbox in under 2 minutes.
“The coverage matrix is the first document I've seen that actually breaks down state-by-state filings in plain English. Our CFO approved the Fleet program in 48 hours.”